Chicago, IL Moving Coverage and Insurance Plans
Here at New City Moving, it’s as important to us as it is to you that all your possessions make it safely to your new home. We pride ourselves on our proven track record of handling local Chicago moves and long-distance relocations, but we acknowledge that accidents sometimes happen. That’s why we offer our clients a choice of Chicago moving insurance plans.
Default moving protection is already included in your moving estimate, but in case you want a little extra protection that cannot be solved with more bubble wrap, we offer additional moving company insurance coverage!
Why Consider Additional Moving Coverage?
With thousands of moves completed over more than 15 years, our professional movers treat each of your possessions with great care. While accidents during a move are uncommon, they could still occur during packing, loading, transportation or unloading.
Additional moving protection provides added peace of mind, whether you’re relocating locally in the Chicago area or moving across the country. The right coverage can help reduce out-of-pocket costs if furniture, electronics, antiques or other valuable belongings are lost or damaged during the moving process.
New City Moving Coverage Options
At New City Moving, we offer multiple levels of protection for every type of move and budget. Whether you prefer standard released value protection or more complete coverage, you can choose from the following three moving coverage options.
1. Default Coverage (Already included in your estimate)
Without purchasing additional coverage, you already have default movers protection insurance as part of our standard relocation package. With our default coverage, any items lost or damaged during the move will be compensated for a value of $0.30 per pound per article. For example, if an item weighing 20 lbs. were lost or damaged, New City would owe you $6.00 to help pay for these damages. Just for a reference, most 43” HD TVs are about 20 lbs. (20 lbs x .30 cents = $6.00)
2. Repair Program (Our most popular option)
If you seek additional coverage beyond the default insurance included as part of your move, our Repair Program covers any damage during the move and we will either repair or offer a cash settlement based on the depreciated value of the item provided to the customer (base on a 5-year depreciation scale). When selecting this coverage, you must select the value for your entire shipment, not individual items.
| Cost – $75 | Coverage – $5,000 |
| Cost – $150 | Coverage – $10,000 |
| Cost – $225 | Coverage – $15,000 |
| Cost – $300 | Coverage – $20,000 |
| Cost – $375 | Coverage – $25,000 |
| Cost – $450 | Coverage – $30,000 |
| Cost – $525 | Coverage – $35,000 |
| Cost – $600 | Coverage – $40,000 |
| Cost – $675 | Coverage – $45,000 |
| Cost – $750 | Coverage – $50,000 |
3. Full Replacement Insurance (Provided by a third-party insurance company)
When you’re looking for maximum insurance coverage for your possessions, our third-party option is a great choice. This full-replacement Insurance plan is ideal for loads that contain high-value goods or for very complex moves. For full-replacement insurance coverage, please visit Movinginsurance.com online or call 888-893-8835.
What Does Moving Coverage Protect?
Protecting belongings is understandably a top priority for homeowners and businesses during a move. Many customers choose full-service packing and unpacking along with additional moving coverage for added reassurance. With the right protection in place, valuable, fragile or difficult-to-replace items can receive an extra level of support throughout the relocation process. Here are some of the most common items usually protected by moving coverage.
- Large furniture pieces like sofas, dining tables and dressers.
- TVs, gaming systems, desktop computers and other electronics.
- Kitchen appliances and everyday household items.
- Fragile belongings such as glassware, mirrors and decorative pieces.
- Artwork, antiques, collectibles and family heirlooms.
- Office desks, chairs, computers and business equipment.
Moving coverage can help protect a wide range of household and business belongings, but it’s always a good idea to discuss any specialty or high-value items in advance. As different protection plans provide different levels of coverage, customers should also be aware of any limitations or special considerations that may apply.
Understanding Coverage Limitations
Because some items are not covered by standard moving protection, it’s important to check the details with your mover or insurance provider. These limits can include things like cash, jewelry, watches, passports, financial records, plants, perishable foods and hazardous materials. Depending on the plan selected, coverage for valuable items or self-packed boxes may also differ. We suggest speaking with our team about your options before your move.
How to Choose the Right Insurance Plan for You
Whether you’re relocating a business in Chicago or moving your family across the country, having the right moving coverage in place makes all the difference. Before you choose your moving coverage option, take into account the value of your belongings, the size of the move and the distance to the new property. Fragile or valuable items could also influence whether it makes sense to upgrade your coverage.
Smaller apartment moves or college relocations may find that default coverage is sufficient for their needs. However, given the volume and value of items involved, family home and office moves can benefit from upgrading to Full Replacement Insurance. If you’re unsure which plan is right for you, our team is here to walk you through your options.
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